The client is seeking a Director of Residential & Commercial Real Estate Lending to lead the origination, structuring, and execution of property loans across the UK. This role focuses on mid-market lending with deal sizes typically in the £1 million to £30 million range. The position will suit a candidate with strong market relationships, deep credit expertise, and a hands-on approach to deal-making.
Key responsibilities include sourcing and originating residential and commercial development, bridging, and investment loans across the UK, and maintaining and growing a network of brokers, developers, family offices, and other introducers. The role also involves identifying underserved market segments and developing tailored lending solutions, as well as performing credit analysis, financial modelling, and risk assessment for new transactions. The successful candidate will structure bespoke facilities, potentially including senior, mezzanine, and stretch senior options, and prepare and present investment papers to the credit committee.
The Director will manage the end-to-end transaction lifecycle from term sheet through to drawdown, including overseeing third-party due diligence such as valuations and legal matters. Ongoing duties include monitoring loan performance, proactively managing risks, and supporting borrower relationship management. The role also contributes to the fund’s lending strategy and deployment targets by providing market intelligence and competitor insights to inform pricing and risk appetite, and may support the development of new lending products and underwriting frameworks; the candidate will typically bring 8–12+ years of relevant experience in real estate lending, structured finance, or private credit investing, along with a proven track record in originating and executing loans in the target range.