The client is looking to hire a Credit Strategy & Analytics Director for a fintech company based in London. The role involves setting strategies for existing customer management to enhance profitability in their credit cards portfolio. Key responsibilities include driving insights for credit risk strategy using tools such as Python and SQL, detecting new trends in customer data to elevate business revenue, and analyzing both internal and external data to make strategic changes impacting growth and revenue.
The successful candidate will be responsible for building and leading a Credit Strategy function focusing on the Existing Customer Management (ECM) strategy. They will develop credit risk strategies for existing customers, specifically credit limit adjustments, and will utilize SQL and Python daily for strategy development in the credit cards portfolio. The role demands a strong analytical approach to improve the portfolio's performance and drive the company's revenue goals.
Applicants should have experience developing credit strategies for ECM and with unsecured credit portfolios, ideally with expertise in credit cards. Team leadership experience is required, specifically in credit strategy management, along with proficiency in SQL and/or Python. A STEM degree from a recognized university is preferred. This position does not specify remote or travel requirements, but being based in London is essential due to the location of the client.