A fast-growing fintech company is seeking a Director of Credit Risk Strategy to play a vital leadership role within its risk function. This position is crucial as it involves managing credit risk strategy across the entire customer lifecycle to ensure a balance between business growth, customer experience, and portfolio performance. The selected candidate will be responsible for defining and evolving the credit risk policy and strategy using SQL, while monitoring portfolio performance and making continuous refinements.
The role requires collaboration with various departments to embed risk management into the customer journey. This includes working closely with Decision Science to optimize cut-offs, segmentation, and policy, as well as partnering with the Product team to align risk management with product offerings. The candidate is expected to translate data and model outputs into actionable decision frameworks to maintain portfolio sustainability while meeting growth targets.
Qualified candidates should have extensive experience in credit risk strategy and policy, with strong hands-on skills in SQL. An understanding of how decision-making operates within digital and fintech environments is important, as is experience collaborating with decision science and analytics teams. No specific location or travel requirements were mentioned, suggesting potential flexibility regarding remote work opportunities.